The Future of Higher Education: Should Colleges Be Held Responsible for Student Loan Debt?

A new proposal from Republicans is stirring up debates on how to address student loan debt. The concept of risk-sharing, outlined in the One Big Beautiful Bill Act, suggests holding colleges and universities accountable for the burden of student loan debt. The idea: penalize schools whose students leave with significant debt but lack the earnings boost to repay it. On the flip side, schools whose students graduate with manageable debt and strong earning potential could be rewarded.